Secure a $2,000 welcome bonus on the Amex Graphite Business Cash Unlimited card [current offer is $1,500]

Introducing the Amex Graphite Business Cash Unlimited Card

American Express has introduced a new business credit card that is making waves among entrepreneurs and small business owners. The Amex Graphite Business Cash Unlimited Card is designed for those who want to maximize their cash-back rewards without the hassle of tracking spending categories or meeting minimums. This card offers unlimited 2% cash-back on all eligible purchases, with an additional 5% cash-back on flights and prepaid hotel bookings through AmexTravel.com.

The card was recently launched with an attractive welcome bonus, but there’s now an even more appealing opportunity available for select applicants. Here’s what you need to know about finding the best deal.

How to Find a $2,000 Welcome Offer

The standard welcome offer for the Amex Graphite Business Cash Unlimited Card is currently $1,500 in cash-back after spending $50,000 within the first six months. However, some users have reported encountering a better offer: $2,000 in cash-back for the same spending threshold.

This increase represents a significant jump—over 33% more than the publicly listed bonus. While this offer may not be available to everyone, it’s worth exploring if you’re looking to boost your business’s cash flow.

Option 1: Check Directly on American Express

One of the best ways to find the best welcome offer is to apply directly through the American Express website. Our team found that applying through Amex itself can unlock the $2,000 bonus, which is higher than the publicized offer. This is a great starting point if you’re interested in securing the best possible deal.

Option 2: Use the CardMatch Tool

Another way to check for elevated offers is through the CardMatch tool. This service allows you to see if you qualify for exclusive offers without affecting your credit score. It doesn’t initiate a hard pull, so it’s safe to use if you’re unsure about your eligibility.

Option 3: Opt-In for Targeted Email Offers

If you already have an Amex account, make sure you’ve opted in for targeted email offers. You can do this by logging into your account, navigating to the “Account Services” tab, and selecting “Alerts and Communications.” From there, choose “Marketing Email Preferences” to ensure you receive updates about special offers.

Features of the Amex Graphite Business Cash Unlimited Card

Beyond the generous welcome bonus, the Amex Graphite Business Cash Unlimited Card comes with a range of benefits tailored for business owners:

• Unlimited 2% cash-back on all eligible purchases
• Unlimited 5% cash-back on flights and prepaid hotel bookings through AmexTravel.com
• No preset spending limit—your spending capacity adjusts based on your purchase, payment, and credit history
• Pay Over Time—carry a balance with interest up to your Pay Over Time Limit
• Virtual cards—issued with adjustable spending limits for added control and security
• Employee cards—available for $95 per year for the first five cards and $95 for each additional one
• One AP statement credit of up to $2,400 for Amex’s One AP accounts payable platform after spending $250,000 in a calendar year

The annual fee for the card is $295.

Final Thoughts

If you come across the $2,000 welcome offer for the Amex Graphite Business Cash Unlimited Card and are in the market for a strong cash-back card, it could be a valuable addition to your business. With its straightforward earning structure and useful features, this card can help generate consistent cash-back rewards without unnecessary complexity.